Happy Fall!
With Holidays just around the corner and with Open Enrollment for employee benefits occurring, now is a good time to review your 401(k) plan participation, asset allocation and the specific rules of your 401(k). If you would like help on this, we offer an hourly consultation program specifically for 401(k) and 403(b)s plans.
For clients who have had losses this year, I have been actively reviewing their non-retirement accounts and turning lemons (losses) into lemonade (long term capital losses to offset future taxable income. Now is the time to preview your tax liability and see if you can do anything before the end of the year to reduce them.
The best strategy for college savings is to START EARLY, START EARLY, and START EARLY. Please contact me and I can help you set up the right 529 Plan for your children, grandchildren, and learn how this can become a retirement benefit for you if not used.
Warm regards,
Pam
Contents include:
:: Six Common 401(k) Plan Misconceptions
:: 2015 Year-End Tax Planning Basics
:: Frequently Asked Questions on Opening a 529 Plan Account
:: My employer now offers wellness benefits as part of its employee benefits package. But what are they?
:: How do I compare my health insurance options during open enrollment?
Read and download Pam’s October 2015 Newsletter here>>
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